With the third quarter of 2025 well underway, now is the perfect time to revisit your Loan Officer Compensation (LO Comp) strategy and ensure you’re prepared for what’s ahead. 

 

Some of the key hot topic trends that will be covered during the webinar include:

 

• Regulatory Landscape Update: A breakdown of the current LO Comp rules, including how enforcement priorities have shifted in the wake of recent administrative and judicial actions.

 

• Deregulation Watch: Provide an update on potential deregulation.

 

• Litigation Trends: A look at recent lawsuits involving LO compensation practices, including a new case filed July 15 in the U.S. District Court for the District of Maryland (Case No. 1:25-cv-02294), where plaintiffs allege loanDepot systematically tied loan officer compensation to interest rates and fees charged to borrowers—allegedly violating the Truth in Lending Act (TILA) and Dodd-Frank regulations. This case may signal renewed regulatory interest in compensation structures.

 

• Strategic Structuring: Practical guidance on how to build compensation plans that align with compliance requirements while remaining competitive in today's market.

 

• Audit Readiness: Key tips on preparing for CFPB or state audits focused on compensation policies, with examples of issues regulators are flagging in current exams.

 

Whether you're navigating compliance or exploring strategic ways to stay competitive with your LO compensation plans, this is a session you won’t want to miss!

 

For more information or inquiries, please contact Founding Partner, Ron Gapp at (909) 952-3076 or Ron@BrodyGapp.com.​